To spread the cost of your purchase, simply choose Novuna at the checkout and select the finance option that suits you. The application form is quick and simple and includes help text throughout to assist you. You will receive a decision from Novuna in just a few seconds.
Up to 60 months 11.9% APR representative interest-bearing finance.
Our simple finance options allow you to spread the cost of your purchase over 12, 24, 36, 48 or 60 months.
All you need to do is:
- Spend a minimum £550 and above
- Place a minimum 10% deposit
- Minimum finance amount after deposit £500 and above
The table below shows you how much the monthly repayments will be based on the total order value.
Representative example:
- Cash Price £1,000.00
- Deposit £100.00
- Loan Amount £900.00
- APR Representative 11.9%
- Interest Rate 11.9% p.a. fixed
- 12 Monthly Repayments of £79.67
- Total term of loan agreement 12 months
- Total Amount Payable £1056.04
Check your eligibility
To be considered for finance, you will need to meet all of the following criteria:
- Are at least 18 years old
- Are in regular full or part-time employment (minimum 16 hour per week or £10,000 income per annum), unless you are retired and receiving a private or company pension, or you are in receipt of disability living allowance
- Are a permanent UK resident and have lived in the UK for at least 3 years
- Have a UK bank account capable of accepting Direct Debits
- Have a good credit history with no late payments, Debt Relief Orders, County Court Judgments or bankruptcies.
Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through https://www.fca.org.uk